Visa® Zero+ Card
Service Benefits
24/7 U.S.-Based Customer Service
Our dedicated specialists are available 24/7 to assist you with any account questions.
Call the number on the back of your card.
Lost/Stolen Card Reporting
Our dedicated specialists are available 24/7 to assist you with a lost or stolen card. Call Cardmember Service immediately - available 24 hours a day.
Consumer cards: 1-800-558-3424
Business cards: 1-866-552-8855
International (Collect): 701-461-1556
Fraud Protection
Our sophisticated fraud-monitoring tools look for abnormal spending patterns. If we see something unusual, we move fast to help keep your card and account information safe. We provide zero fraud liability1 for unauthorized transactions. If you notice any charges you did not make, please notify us promptly by calling the number on the back of your card. Certain conditions and limitations may apply. Learn more
Emergency Card Replacement and Cash Disbursement
Our 24/7 worldwide service allows you to quickly and easily get a replacement card sent to you and/or receive emergency cash at a convenient location.
Call the number on the back of your card.
Contactless Payments
Pay with a tap. Use your card for contactless payments wherever you see the Contactless Symbol and your payment is processed in seconds. You enjoy the same chip security whether you tap or insert your card. Cards are embedded with a microchip that adds an additional layer of security. If a terminal is not yet contactless-enabled you can insert or swipe your card as usual. Learn more
Card Benefits
Travel
- Roadside Dispatch®
Get emergency roadside assistance with services like towing, fuel delivery, and more by calling 1-800-847-2869. Tell the operator where you are, what the problem is, and the operator will arrange a dispatch to a reliable tow operator or locksmith to provide help. The operator will let you know the name of the local tow operator or locksmith being sent to assist you. Cardmembers are responsible for any service fees. Certain terms, conditions, and exclusions may apply.2
Discounts and Special Access
- Visa Offers + Perks
Enjoy discounts at the places you love to shop. Indulge your passion and gain access to a wide variety of offers and deals, including food and wine, shopping, sports, entertainment and more.
Find your favorites at visa.com/offers.
Protection
- Cell Phone Protection
When you pay your monthly wireless bill with your card, you can be reimbursed up to $600 for damage to, theft of or an involuntary and accidental parting of your eligible cell phone. Continue to pay your cell phone bill every month with your card and your coverage will remain active for the next calendar month. In order for coverage to apply, you must use your Visa Zero+ Card.
The maximum benefit limit is $600 per occurrence with a maximum of 1 claim per 12 month period and is subject to a $100 deductible per claim.
To learn more, call the Benefit Administrator at 1-866-894-8569 (call collect at 1-303-967-1096 outside the U.S.).
To make a claim, visit the website
In order for coverage to apply you must use your Business Zero+ Card to pay your monthly cellular wireless bill. - Purchase Security
Safeguard your new item against theft or damage due to a fire, vandalism, or accidentally discharged water, or certain weather conditions within 90 days of purchase, available when you pay for your item with your card. In order for coverage to apply you must use your Visa Zero+ Card. In order for coverage to apply, you must use your Visa Zero+ Card.
Benefit Administrator 1-800-553-4820. - Extended Warranty Protection
The benefit will extend the time period of coverage to your existing U.S. manufacturer's warranty of three years or less up to one additional year when you purchase an eligible item with your card. - Please note, you must file a claim within 90 days of the date of purchase. Benefit Administrator: 800-551-8472.
© 2026 Elan Financial Services | Security Standards
The creditor and issuer of this card is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc. or Mastercard International Incorporated.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
American Express is a federally registered service mark of American Express and is used by Elan Financial Services pursuant to license.
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