Visa Signature® Business Bonus Rewards PLUS


Earn Rewards

  • Earn 1 point for every eligible net $1 you spend.1
  • Get a 50% bonus on all points earned every month, automatically.
  • There are no caps or limits on the points cardmembers can earn.

Redeem Rewards2

To redeem rewards:

  1. Log in to Account Access.
  2. Select your Account, and within the navigation select “Rewards.”
  3. Click “Next” to reach the reward center and start redeeming.

Or call the number on the back of your card to reach Cardmember Service.

  • Redeem for travel rewards, cash back3, gift cards or name brand merchandise.
  • Redemption starts at 2,500 points for $25 cash back.

Service Benefits

24/7 U.S.-Based Customer Service

Our dedicated specialists are available 24/7 to assist you with any account questions.

Call the number on the back of your card.

Lost/Stolen Card Reporting

Our dedicated specialists are available 24/7 to assist you with a lost or stolen card. Call Cardmember Service immediately - available 24 hours a day.

Consumer cards: 1-800-558-3424
Business cards: 1-866-552-8855
International (Collect): 701-461-1556

Fraud Protection

Our sophisticated fraud-monitoring tools look for abnormal spending patterns. If we see something unusual, we move fast to help keep your card and account information safe.

Your account is also protected with zero fraud liability4, which means you get reimbursed for 100% for any unauthorized use of your account. If you notice any charges you did not make, please notify us promptly by calling the number on the back of your card. Certain conditions and limitations may apply. Learn more

Emergency Card Replacement and Cash Disbursement

Our 24/7 worldwide service allows you to quickly and easily get a replacement card sent to you and/or receive emergency cash at a convenient location.

Call the number on the back of your card.

EMV Chip Technology

The microchip turns your information into a unique code that is virtually impossible to duplicate when used at a chip-enabled terminal. If the merchant has a chip terminal, they will ask you to insert your card into the terminal and sign your name to verify your purchase. At merchants without chip terminals, swipe your card and sign your name as usual. Learn more

Card Benefits

Business Management

  • Visa Business Reporting
    Visa Business Reporting is a simple, yet powerful expense management solution designed for your small businesses. It allows you to manage your business in a more efficient way. Manage your cash flow, gain control and save time.
    Enroll today


  • Visa Luxury Hotel Collection
    The Visa Signature Luxury Hotel Collection gives you access to a premium collection of benefits from over 900 of the world's finest hotels, including brands like The Peninsula Hotels, Park Hyatt and Shangri-La. Enjoy an unparalleled experience with special amenities, discounts, room upgrades upon arrival and 3 p.m. checkout (when available)-plus, a $25 food or beverage credit and more.5
    Visit for all current travel offers.
  • Lost Luggage Reimbursement
    Get reimbursed if your checked or carry-on luggage and its contents are stolen or lost by the carrier when you are traveling. Certain terms, conditions and exclusions may apply.6
    To make a claim, visit our website or call 1-800-757-1274 (call collect at 1-804-673-1691 outside the U.S.).
  • Travel Accident Insurance
    Use your credit card to pay your train, plane, bus, or ship fare and automatically get Accidental Death and Dismemberment Insurance for you and your family. Certain terms, restrictions and exclusions may apply.6
    Call the number on the back of your card.
  • Auto Rental Collision Damage Waiver
    Save money and enjoy peace of mind. Receive coverage, at no additional cost, for damage due to collision or theft when renting a car. Just charge your entire rental transaction to your card and decline the rental company's collision damage waiver. Certain terms, conditions and exclusions may apply.6, 7
    For questions about a specific vehicle, call the Benefit Administrator at 1-800-348-8472 (call collect at 1-804-673-1164 outside the U.S.).
    To make a claim, visit the website
  • Travel and Emergency Assistance Service
    When you're traveling or working anywhere in the world, your Visa Signature card gets you access to a multilingual call center - 24 hours a day, 365 days a year - for the assistance you need. You, your spouse and legal dependent children under 22 years of age who are traveling with you can call toll-free in the United States or collect when traveling abroad. Services include: medical and legal referrals, emergency transportation and more.6
    Call the Benefit Administrator at 1-800-546-9806 to get your questions answered. If you are outside the U.S., you can call collect at 1-804-673-7481. Travel and Emergency Assistance Services is provided on a best-effort basis and may not be available due to problems of time, distance or location.
  • Roadside Dispatch®
    Get emergency roadside assistance with services like towing, fuel delivery, and more by calling 1-800-847-2869. Tell the operator where you are, what the problem is, and the operator will arrange a dispatch to a reliable tow operator or locksmith to provide help. The operator will let you know the name of the local tow operator or locksmith being sent to assist you. Cardmembers are responsible for any service fees. Certain terms, conditions, and exclusions may apply.8

Discounts and Special Access

  • Concierge Service
    Your Visa Signature card comes with complimentary, 24/7 access to the Visa SignatureŽ Concierge service. Simply call 1-800-953-7392 anytime for assistance booking travel, event tickets and more- even dinner reservations or golf tee times.9
  • Visa® Savings Edge®
    Enroll your Visa Business card and save up to 15% on qualifying business purchases at participating merchants. Your savings appear as automatic credits on your future account statements.
    Enroll today
  • Signature Event Access, Offers, and Discounts
    Enjoy access to special packages, discounts, offers, upgrades, and events in these categories: travel, entertainment, fine wine and food, sports and shopping.6
    Learn more


  • Purchase Security/Assurance
    We will replace, repair or reimburse lost or stolen items you purchased entirely with your credit card for up to 90 days. Certain terms, conditions and exclusions may apply.6
    To learn more, call the Benefit Administrator at 1-800-553-4820 (call collect at 1-303-967-1096 outside the U.S.).
    To make a claim, visit the website
  • Extended Protection
    Double the time of manufacturers' written U.S. warranties by up to 1 year on warranties of 3 years or less, and up to a maximum of $10,000 per claim when you buy eligible items with your credit card. Certain terms, conditions and exclusions may apply.6
    To make a claim, visit the website or call 1-800-553-4820 (call collect at 1-303-967-1096). Claims must be reported within sixty (60) days of the failure.
  • Warranty Manager Service
    Register your warranties on your most important purchases so arranging a repair or replacement is as easy as picking up the phone. Certain terms, conditions and exclusions may apply.6
    To learn more, visit the website or call the Benefit Administrator at 1-800-551-8472 (call collect at 1-303-967-1096 outside the U.S.)