
Visa® College Real Rewards
- Rewards - More information on the card rewards
- Service Benefits - More information on the card service benefits
- Card Benefits - More information on the card benefits
Rewards
Earn Rewards
- Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% Cash Back).1
- There are no caps or limits on the points cardmembers can earn.
Redeem Rewards2
- To redeem rewards:
- Log in to Account Access - Log into your account to redeem your rewards.
- Select your Account, and within the navigation select “Rewards.”
- Click “Next” to reach the reward center and start redeeming.
Or call the number on the back of your card to reach Cardmember Service.
- Redeem for travel rewards, cash back3, gift cards or name brand merchandise.
- Redemption starts at 2,500 points for $25 cash back.
Service Benefits
24/7 U.S.-Based Customer Service
Our dedicated specialists are available 24/7 to assist you with any account questions.
Call the number on the back of your card.
Lost/Stolen Card Reporting
Our dedicated specialists are available 24/7 to assist you with a lost or stolen card. Call Cardmember Service immediately - available 24 hours a day.
Domestic: 1-800-558-3424
International (Collect): 701-461-1556
Fraud Protection
Our sophisticated fraud-monitoring tools look for abnormal spending patterns. If we see something unusual, we move fast to help keep your card and account information safe.
Your account is also protected with zero fraud liability4, which means you get reimbursed for 100% for any unauthorized use of your account. If you notice any charges you did not make, please notify us promptly by calling the number on the back of your card. Certain conditions and limitations may apply. Learn more - More information on fraud prevention.
Emergency Card Replacement and Cash Disbursement
Our 24/7 worldwide service allows you to quickly and easily get a replacement card sent to you and/or receive emergency cash at a convenient location.
Call the number on the back of your card.
EMV Chip Technology
All new cards are embedded with a microchip that adds an additional layer of security to your traditional magnetic stripe card. If your card does not have a microchip, you will get a chip-enabled card when your existing card expires.
The microchip turns your information into a unique code that is virtually impossible to duplicate when used at a chip-enabled terminal. If the merchant has a chip terminal, they will ask you to insert your card into the terminal and sign your name to verify your purchase. At merchants without chip terminals, swipe your card and sign your name as usual. Learn more - More information on EMV chip technology.
Card Benefits
Travel
- Auto Rental Collision Damage Waiver
Save money and enjoy peace of mind. Receive coverage, at no additional cost, for damage due to collision or theft when renting a car. Just charge your entire rental transaction to your card and decline the rental company's collision damage waiver. Certain terms, conditions and exclusions may apply.5, 6
For questions about a specific vehicle, call the Benefit Administrator at 1-800-348-8472 (call collect at 1-804-673-1164 outside the U.S.).
To make a claim, visit our website - More information on Auto Rental Collision Damage Waiver and to make a claim. - Travel and Emergency Assistance Service
Enjoy your trip more knowing we provide a range of emergency services 24 hours a day. Get help coordinating medical, legal, and travel services. Please note that you are responsible for the cost of medical, legal, transportation, cash advance, and other goods or services provided. Certain terms, conditions, and exclusions may apply.5
To use these services, call 1-800-992-6029 (call collect at 1-804-673-1675 outside the U.S.).
Discounts and Special Access
- Visa Retail Discounts
Receive valuable discounts and/or gift-with-purchase offers from a wide collection of popular online and in-store retailers. View offers - More information on visa retail discounts.
Protection
- Extended Protection
Double the time of manufacturers' written U.S. warranties by up to 1 year on warranties of 3 years or less, and up to a maximum of $10,000 per claim when you buy eligible items with your credit card. Certain terms, conditions and exclusions may apply.5
To make a claim, visit our website - More information on extended warranty or call 1-800-553-4820 (call collect at 1-303-967-1096). Claims must be reported within sixty (60) days of the failure. - Warranty Manager Service
Register your warranties on your most important purchases so arranging a repair or replacement is as easy as picking up the phone. Certain terms, conditions and exclusions may apply.5
To learn more, visit our website - Register your warranties online or call the Benefit Administrator at 1-800-551-8472 (call collect at 1-303-967-1096 outside the U.S.)
© 2019 Elan Financial Services |Security Standards
The creditor and issuer of this card is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc. or Mastercard International Incorporated.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
American Express is a federally registered service mark of American Express and is used by Elan Financial Services pursuant to license.
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