Visa® College Real Rewards

Rewards

Earn Rewards

  • Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% Cash Back).1
  • There are no caps or limits on the points cardmembers can earn.

Redeem Rewards2

Or call the number on the back of your card to reach Cardmember Service.

  • Redeem for travel rewards, cash back3, gift cards or name brand merchandise.
  • Redemption starts at 2,500 points for $25 cash back.

Service Benefits

24/7 U.S.-Based Customer Service

Our dedicated specialists are available 24/7 to assist you with any account questions.

Call the number on the back of your card.

Lost/Stolen Card Reporting

Our dedicated specialists are available 24/7 to assist you with a lost or stolen card. Call Cardmember Service immediately - available 24 hours a day.

Domestic: 1-800-558-3424
International (Collect): 701-461-1556

Fraud Protection

Our sophisticated fraud-monitoring tools look for abnormal spending patterns. If we see something unusual, we move fast to help keep your card and account information safe.

Your account is also protected with zero fraud liability4, which means you get reimbursed for 100% for any unauthorized use of your account. If you notice any charges you did not make, please notify us promptly by calling the number on the back of your card. Certain conditions and limitations may apply. Learn more - More information on fraud prevention.

Emergency Card Replacement and Cash Disbursement

Our 24/7 worldwide service allows you to quickly and easily get a replacement card sent to you and/or receive emergency cash at a convenient location.

Call the number on the back of your card.

EMV Chip Technology

All new cards are embedded with a microchip that adds an additional layer of security to your traditional magnetic stripe card. If your card does not have a microchip, you will get a chip-enabled card when your existing card expires.

The microchip turns your information into a unique code that is virtually impossible to duplicate when used at a chip-enabled terminal. If the merchant has a chip terminal, they will ask you to insert your card into the terminal and sign your name to verify your purchase. At merchants without chip terminals, swipe your card and sign your name as usual. Learn more - More information on EMV chip technology.

Card Benefits

Travel

  • Auto Rental Collision Damage Waiver
    Save money and enjoy peace of mind. Receive coverage, at no additional cost, for damage due to collision or theft when renting a car. Just charge your entire rental transaction to your card and decline the rental company's collision damage waiver. Certain terms, conditions and exclusions may apply.5, 6
    For questions about a specific vehicle, call the Benefit Administrator at 1-800-348-8472 (call collect at 1-804-673-1164 outside the U.S.).
    To make a claim, visit our website - More information on Auto Rental Collision Damage Waiver and to make a claim.
  • Travel and Emergency Assistance Service
    Enjoy your trip more knowing we provide a range of emergency services 24 hours a day. Get help coordinating medical, legal, and travel services. Please note that you are responsible for the cost of medical, legal, transportation, cash advance, and other goods or services provided. Certain terms, conditions, and exclusions may apply.5
    To use these services, call 1-800-992-6029 (call collect at 1-804-673-1675 outside the U.S.).

Discounts and Special Access

Protection

  • Extended Protection
    Double the time of manufacturers' written U.S. warranties by up to 1 year on warranties of 3 years or less, and up to a maximum of $10,000 per claim when you buy eligible items with your credit card. Certain terms, conditions and exclusions may apply.5
    To make a claim, visit our website - More information on extended warranty or call 1-800-553-4820 (call collect at 1-303-967-1096). Claims must be reported within sixty (60) days of the failure.
  • Warranty Manager Service
    Register your warranties on your most important purchases so arranging a repair or replacement is as easy as picking up the phone. Certain terms, conditions and exclusions may apply.5
    To learn more, visit our website - Register your warranties online or call the Benefit Administrator at 1-800-551-8472 (call collect at 1-303-967-1096 outside the U.S.)

© 2019  Elan Financial Services |Security Standards

The creditor and issuer of this card is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc. or Mastercard International Incorporated.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

American Express is a federally registered service mark of American Express and is used by Elan Financial Services pursuant to license.

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1 Reward points are earned on eligible net purchases. Net purchases are purchases minus any credits posted to the account for returns during the billing cycle. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks.
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2 The Elan Rewards Program is subject to change. Points expire five years from the end of the calendar quarter in which they were earned. The account must be open and in good standing to earn and redeem rewards.
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3 Reward Points can be redeemed as a cash deposit to an eligible checking or savings account or as a statement credit to your credit card account.
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4 Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardmember must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
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5 Please review the guide to benefits that was mailed with your card for full details. You can contact Cardmember Service to confirm program eligibility or to request a copy of your guide to benefits. Benefit descriptions are intended to provide general information about the coverage made available to you by Elan Financial Services. Benefits vary by credit card product.
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6 Please refer to the guide to benefits for further details and to determine if the auto rental coverage is right for you.
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