World Mastercard® Business Cash


Earn Rewards

  • Earn 3% cash back on all eligible net purchases from office supply stores and cellular phone, landline, internet and cable TV services.
  • Earn 2% cash back on eligible net restaurant and gasoline purchases.
  • Earn 1% cash back on all other eligible net purchases.1

Redeem Rewards2

Or call the number on the back of your card to reach Cardmember Service.

  • Redeem rewards for a statement credit or direct deposit into an eligible bank account.
  • Redemption starts at 2,500 points for $25 cash back.3

Service Benefits

24/7 U.S.-Based Customer Service

Our dedicated specialists are available 24/7 to assist you with any account questions.

Call the number on the back of your card.

Lost/Stolen Card Reporting

Our dedicated specialists are available 24/7 to assist you with a lost or stolen card. Call Cardmember Service immediately - available 24 hours a day.

Domestic: 1-800-558-3424
International (Collect): 701-461-1556

Fraud Protection

Our sophisticated fraud-monitoring tools look for abnormal spending patterns. If we see something unusual, we move fast to help keep your card and account information safe.

Your account is also protected with zero fraud liability4, which means you get reimbursed for 100% for any unauthorized use of your account. If you notice any charges you did not make, please notify us promptly by calling the number on the back of your card. Certain conditions and limitations may apply. Learn more - More information on fraud prevention.

Emergency Card Replacement and Cash Disbursement

Our 24/7 worldwide service allows you to quickly and easily get a replacement card sent to you and/or receive emergency cash at a convenient location.

Call the number on the back of your card.

EMV Chip Technology

All new cards are embedded with a microchip that adds an additional layer of security to your traditional magnetic stripe card. If your card does not have a microchip, you will get a chip-enabled card when your existing card expires.

The microchip turns your information into a unique code that is virtually impossible to duplicate when used at a chip-enabled terminal. If the merchant has a chip terminal, they will ask you to insert your card into the terminal and sign your name to verify your purchase. At merchants without chip terminals, swipe your card and sign your name as usual. Learn more - More information on EMV chip technology.

Card Benefits

Business Management

  • Mastercard Payment Controls
    Customize each of your employee’s business credit cards to control where, when and how your employees use them. Easily set controls that limit card use by time of day or day of week, dollar amount, transaction types or geographical locations.
    Enroll today - Enroll in Mastercard payment controls.


  • Mastercard Luxury Hotels & Resorts Portfolio
    Enjoy complimentary room upgrades, early check-in and late check-out, daily breakfast for two, plus other special amenities.5
    To book, visit our website - More information on the World Mastercard luxury travel benefits or call us at 1-855-855-5166 anytime and speak to one of our experienced travel advisors
  • World Car Rental Program
    You can drive away in the car you want and enjoy complimentary elite status, upgrades and savings.5
    Learn more - More information on the World Car Rental Program.
  • Mastercard Airport Concierge
    Arrange for a personal Meet-and-Greet agent to escort you through the airport for departures, arrivals or connecting flights, 24/7 and 365 days a year, at over 450 destinations worldwide.5
    To make a booking, visit our website - More information on the Mastercard Airport Concierge or call 1-866-662-4952
  • Travel Accident Insurance
    Use your credit card to pay your train, plane, bus, or ship fare and automatically get Accidental Death and Dismemberment Insurance for you and your family. Certain terms, restrictions and exclusions may apply.5
    Call the number on the back of your card.
  • MasterRental® Car Rental Collision Damage Waiver Insurance
    Save money and enjoy peace of mind. Receive coverage, at no additional cost, for damage due to collision or theft when renting a car. Just charge your entire rental transaction to your card and decline the rental company's collision damage waiver. Certain terms, conditions and exclusions may apply.5, 6
    For questions about a specific vehicle, call the Benefit Administrator at 1-800-348-8472 (call collect at 1-804-673-1164 outside the U.S.)
    To make a claim, visit our website - More information on the MasterRental car rental collision damage waiver insurance or call 1-800-Mastercard (1-800-627-8372), en español 1-800-633-4466
  • MasterAssist Travel Assistance Services
    Enjoy your trip more knowing we provide a range of emergency services 24 hours a day. Get help coordinating medical, legal, and travel services. Please note that you are responsible for the cost of medical, legal, transportation, cash advance, and other goods or services provided. Certain terms, conditions, and exclusions may apply.5
    Call 1-800-627-8372 to learn more.

Discounts and Special Access

  • Concierge Service
    We take concierge service to the next level. Save time and simplify your life with exclusive assistance with dinner reservations, event tickets, locating hard-to-find items, buying and delivering gifts and coordinating business arrangements. Experts can help you with whatever you need, whenever you need it. Please note you are billed for the cost of goods and services.5
    Call the number on the back of your card
  • Mastercard Easy Savings® Program
    Use your business card to save on qualifying purchases at participating merchants. Your savings appear automatically as a credit on your future account statements.
    Enroll today - Enroll in Mastercard easy savings program.
  • Mastercard World Event Access, Offers and Discounts
    Your World card helps you travel relaxed and in style—whenever and wherever you fly. Enjoy upgrades and discounts on air travel, and special offers on lodging, cruises, tours and vacation packages.5
    Learn more - More information on the Mastercard World Events.


  • Purchase Security/Assurance
    We will replace, repair or reimburse lost or stolen items you purchased entirely with your credit card for up to 90 days. Certain terms, conditions and exclusions may apply.5
    To make a claim, call 1-800-Mastercard (1-800-627-8372) for a claim form. Claims must be reported within sixty (60) days of the failure.
  • Extended Warranty
    Double the original manufacturer's warranty, U.S. store brand warranty and service contract or optional extended warranty, when each is 12 months or less. 5
    To make a claim, visit our website - More information on extended warranty or call 1-800-Mastercard (1-800-627-8372) for a claim form. Claims must be reported within sixty (60) days of the failure.
  • Price Protection
    If you purchase a new item with your credit card, then find it at a lower price within 120 days from the date of purchase, you may be reimbursed for the price difference.5
    To make a claim, visit our website - More information on price protection or call 1-800-Mastercard (1-800-627-8372) for a claim form. Claims must be reported within sixty (60) days of the incident.
  • Masterpass
    Masterpass' multi-tiered security helps keep your information private when you shop at thousands of online merchants and over a million store locations. When you pay in stores using the Masterpass Android app, a unique number is shared with the merchant instead of your card details which protects your information.
    Enroll today - Enroll in Masterpass.
  • Mastercard ID Theft Protection
    We provide services to help prevent identity theft:
    • Expert resolution services: We can help if you think your identity has been stolen. Call our specialists, 24/7.
    • ID Theft Alerts: This service tracks thousands of websites to identify if your personal information is being bought or sold online.
    • Emergency wallet replacement: If your wallet is lost or has been stolen, call and our experts will assist you in cancelling cards and replacing items such as your driver's license.7

    Enroll today - Enroll in Mastercard ID theft alerts.
    If you believe you have been a victim of identity theft, call 1-800-Mastercard (1-800-627-8372).

© 2018  Elan Financial Services |Security Standards

The creditor and issuer of this card is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc. or Mastercard International Incorporated.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

American Express is a federally registered service mark of American Express and is used by Elan Financial Services pursuant to license.

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1 Reward points are earned on eligible net purchases. Net purchases are purchases minus any credits posted to the account for returns during the billing cycle. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks.
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2 The Elan Rewards Program is subject to change. Points expire five years from the end of the calendar quarter in which they were earned. The account must be open and in good standing to earn and redeem rewards.
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3 Reward Points can be redeemed as a cash deposit to an eligible checking or savings account or as a statement credit to your credit card account.
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4 Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardmember must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
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5 Please review the guide to benefits that was mailed with your card for full details. You can contact Cardmember Service to confirm program eligibility or to request a copy of your guide to benefits. Benefit descriptions are intended to provide general information about the coverage made available to you by Elan Financial Services. Benefits vary by credit card product.
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6 Please refer to the guide to benefits for further details and to determine if the auto rental coverage is right for you.
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7 Your card will not be charged and you can cancel this service at any time.
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