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Card Benefits

World Mastercard^® Everyday Rewards+ Card

Rewards
Service Benefits
Card Benefits

Rewards

Earn Rewards¹

4X Points on Dining, Take-out and Restaurant Delivery.
2X Points at Grocery Stores, Streaming Services, Gas and Electric Vehicle Charging Stations.
1X Points on all other eligible purchases.
Plus, earn 5X Points on prepaid hotels and car rentals booked directly in the Rewards Center.*

Redeem Rewards²

To redeem rewards:

Log in to Account Access.
Select your Account, and within the top navigation select “Rewards & Benefits”.
Click “Redeem rewards at Rewards Center” to reach the rewards center and start redeeming.

Or call the number on the back of your card to reach Cardmember Service.

Redeem for travel rewards, cash back³, gift cards or name brand merchandise.
Redemption starts at 2,500 points for $25 cash back.

Service Benefits

24/7 U.S.-Based Customer Service

Our dedicated specialists are available 24/7 to assist you with any account questions.

Call the number on the back of your card.

Lost/Stolen Card Reporting

Our dedicated specialists are available 24/7 to assist you with a lost or stolen card. Call Cardmember Service immediately - available 24 hours a day.

Consumer cards: 1-800-558-3424
Business cards: 1-866-552-8855
International (Collect): 701-461-1556

Fraud Protection

Our sophisticated fraud-monitoring tools look for abnormal spending patterns. If we see something unusual, we move fast to help keep your card and account information safe. We provide zero fraud liability⁴ for unauthorized transactions. If you notice any charges you did not make, please notify us promptly by calling the number on the back of your card. Certain conditions and limitations may apply. Learn more

Emergency Card Replacement and Cash Disbursement

Our 24/7 worldwide service allows you to quickly and easily get a replacement card sent to you and/or receive emergency cash at a convenient location.

Call the number on the back of your card.

Contactless Payments

Pay with a tap. Use your card for contactless payments wherever you see the Contactless Symbol and your payment is processed in seconds. You enjoy the same chip security whether you tap or insert your card. Cards are embedded with a microchip that adds an additional layer of security. If a terminal is not yet contactless-enabled you can insert or swipe your card as usual. Learn more

Card Benefits

View World Mastercard Guide to Benefits (PDF)
Certain terms, conditions and exclusions apply. Please refer to the Guide to Benefits for further details and full terms and conditions.

Travel

Mastercard Travel & Lifestyle Services
Access to Mastercard Travel & Lifestyle Services, a suite of benefits, amenities and upgrades, preferential treatment and premium travel offers from best-in-class travel companies across hotels, air travel, tours, cruises, car rentals and more.
Visit travel.mastercard.com today and make your next vacation an unforgettable one.⁵
Travel Assistance Services - Enjoy your trip more knowing we provide a range of emergency services 24 hours a day. Get help coordinating medical, legal, and travel services. Please note that you are responsible for the cost of medical, legal, transportation, cash advance, and other goods or services provided. Certain terms, conditions, and exclusions may apply.
Call 1-800-627-8372 to learn more.
Mastercard Airport Concierge^™
Enjoy 15% savings on Airport Meet and Greet services with a personal assistant to escort you through the airport on departure or arrival or to any connecting flight at over 700 destinations worldwide, 24/7. You may also enjoy an expedited security and/or immigration process at select airports. To reserve Mastercard Airport Concierge services, visit mastercard.com/airportconcierge or consult your travel advisor.

Discounts and Special Access

Everyday Value
Enjoy discounts at the places you love to shop. Treat yourself to a variety of offers and deals, including food, shopping, rideshare services, entertainment, online protection and more.
Find your favorites at mastercard.us/worldoffers.
Priceless Experiences^®
Enjoy hidden-gem experiences and special-access events worldwide. Visit priceless.com and start exploring today.
Priceless Golf^®
Swing your way onto some of the worlds best courses with unparalleled access thanks to your Mastercard. Feel like a pro as you walk the turf of iconic greens around the U.S. while enjoying great savings and travel features.
Score unforgettable golf trips at priceless.com/golf.

Protection

Mastercard ID Theft Protection^™
Identity theft hurts, but Mastercard can help–for no extra cost. From scouring the internet to see if your personal info is being sold to helping you clear your name with credit rating agencies, we are there for you 24/7.
Simply visit mastercardus.idprotectiononline.com or call 1-800-Mastercard.⁶

The creditor and issuer of this card is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc. or Mastercard International Incorporated.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

American Express is a federally registered service mark of American Express and is used by Elan Financial Services pursuant to license.

Privacy
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*Cardmembers of Fulton Bank and its affiliates are not eligible.

¹ Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Upon approval, see your Cardmember Agreement for details. You may not redeem rewards, and you will immediately lose all of your rewards, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death). You will earn one (1) Point for every dollar in eligible net purchases charged to your Account during each billing cycle. In addition, you will earn additional Points for the following: You will earn three (3) additional Points (4 Points total) for every dollar in eligible net purchases during each billing cycle at merchants classified as a restaurant, fast-food restaurant or bar. You will earn one (1) additional Point (2 Points total) for every dollar in eligible net purchases during each billing cycle at merchants classified as gas station, electric vehicle charging station, grocery store, supermarket or qualifying streaming subscription service. Purchases at or delivery from discount/retail stores that sell groceries may not qualify for the grocery store or grocery delivery category. In addition, you will earn additional Points for the following Net Purchases: You will earn four (4) additional bonus Points (5 Points total) for every $1 in eligible Net Purchases spent on prepaid car and hotel reservations purchased in the online Rewards Center using your Everyday Rewards+ Card. A purchase will not earn additional Points if the merchant's selected code is in a category that is not eligible for additional Points earning. We do not determine the category codes that merchants choose and reserve the right to determine which purchases qualify for additional Points. Points expire five years from the end of the quarter in which they are earned.
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² The Elan Rewards Program is subject to change. Points expire five years from the end of the calendar quarter in which they were earned. The account must be open and in good standing to earn and redeem rewards.
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³ Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution only, which will be deposited within seven business days, as a statement credit to your credit card account, which will be deposited within one to two billing cycles or as a Rewards Card ($25 minimum redemption).
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⁴ Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardmember must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
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⁵

Mastercard Travel & Lifestyle Services are provided by Ten Lifestyle Management Ltd. No travel bookings are being made by Mastercard, nor is Mastercard acting as a travel agency or providing any travel consultation or advice, in connection with Mastercard Travel & Lifestyle Services.

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⁶ Cardholders need to register for this service. This service is provided by Iris^® Powered by Generali.
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California Privacy Center

We use technologies, such as cookies, that gather information on our website. That information is used for a variety of purposes, such as to understand how visitors interact with our websites, or to serve advertisements on our websites or on other websites. The use of technologies, such as cookies, constitutes a 'share' or 'sale' of personal information under the California Privacy Rights Act. You can stop the use of certain third party tracking technologies that are not considered our service providers by clicking on "Opt-out" below or by broadcasting the global privacy control signal.

Note that due to technological limitations, if you visit our website from a different computer or device, or clear cookies on your browser that store your preferences, you will need to return to this screen to opt-out and/or rebroadcast the signal. You can find a description of the types of tracking technologies, and your options with respect to those technologies, by clicking "Learn more" below.

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World Mastercard® Everyday Rewards+ Card

World Mastercard^® Everyday Rewards+ Card