Mastercard® Business Rewards PLUS Card


Earn Rewards

  • Earn 3 points per dollar spent on eligible purchases in the category you spend the most on: cellular phone services, hotel or airline; whichever is the top spend category each billing cycle
  • Earn 1.5 points per dollar on all other eligible net purchases.1
  • There are no caps or limits on the points cardmembers can earn.

Redeem Rewards2

To redeem rewards:

  1. Log in to Account Access.
  2. Select your Account, and within the navigation select “Rewards.”
  3. Click “Next” to reach the reward center and start redeeming.

Or call the number on the back of your card to reach Cardmember Service.

  • Redeem for travel rewards, cash back3, gift cards or name brand merchandise.
  • Redemption starts at 2,500 points for $25 cash back.3

Service Benefits

24/7 U.S.-Based Customer Service

Our dedicated specialists are available 24/7 to assist you with any account questions.

Call the number on the back of your card.

Lost/Stolen Card Reporting

Our dedicated specialists are available 24/7 to assist you with a lost or stolen card. Call Cardmember Service immediately - available 24 hours a day.

Consumer cards: 1-800-558-3424
Business cards: 1-866-552-8855
International (Collect): 701-461-1556

Fraud Protection

Our sophisticated fraud-monitoring tools look for abnormal spending patterns. If we see something unusual, we move fast to help keep your card and account information safe.

Your account is also protected with zero fraud liability4, which means you get reimbursed for 100% for any unauthorized use of your account. If you notice any charges you did not make, please notify us promptly by calling the number on the back of your card. Certain conditions and limitations may apply. Learn more

Emergency Card Replacement and Cash Disbursement

Our 24/7 worldwide service allows you to quickly and easily get a replacement card sent to you and/or receive emergency cash at a convenient location.

Call the number on the back of your card.

EMV Chip Technology

The microchip turns your information into a unique code that is virtually impossible to duplicate when used at a chip-enabled terminal. If the merchant has a chip terminal, they will ask you to insert your card into the terminal and sign your name to verify your purchase. At merchants without chip terminals, swipe your card and sign your name as usual. Learn more

Foreign Travel Perks

Take advantage of foreign travel perks when you use your card for purchases made outside the United States. See your Cardmember Agreement for further information.

Card Benefits


  • MasterRental® Car Rental Collision Damage Waiver Insurance
    Save money and enjoy peace of mind. Receive coverage, at no additional cost, for damage due to collision or theft when renting a car. Just charge your entire rental transaction to your card and decline the rental company's collision damage waiver. Coverage is provided by New Hampshire Insurance Company, an AIG company. Policy provides secondary coverage in certain circumstances. Certain terms, conditions and exclusions may apply.5, 6
    To make a claim, visit our website - More information on the MasterRental car rental collision damage waiver insurance or call 1-800-Mastercard (1-800-627-8372), en español 1-800-633-4466

Business Offers and Tools

  • Mastercard Easy Savings® Program
    Use your business card to save on qualifying purchases at participating merchants. Your savings appear automatically as a credit on your future account statements.
    Enroll today
  • Intuit® Small Business Financial Tools
    Your Business Mastercard brings you exclusive discounts on Intuit® small business financial tools including 30%-50% off 12 months of QuickBooks® and $10-$20 off TurboTax®. Save with a special offer for Mastercard® Small Business cardholders.7
  • Mastercard Receipt Management
    Digitally capture business receipts with your smartphone's camera. Record keeping made easy with your Business Mastercard.
    To use the app, simply search for and download the iOS or Android version of Mastercard Receipt Management from the Apple or Google app store.
  • Important change to merchant offers as described in your Guide to Benefits, effective April 1, 2021.
    The Microsoft Office 365 offer will expire.
    The Intuit QuickBooks Online Payroll and Zoho Social offers will be available.

    For current offers and terms and conditions visit


  • Mastercard ID Theft Protection
    Identity theft hurts, but Mastercard can help–for no extra cost. From scouring the internet to see if your personal info is being sold to helping you clear your name with credit rating agencies, we are there for you 24/7.8
    Visit our website to enroll in Mastercard ID theft alerts online or call 1-800-Mastercard (1-800-627-8372).