Credit Line Increase

Request an increased line of credit today.

REASONS TO REQUEST

  • PEACE OF MIND

    Stay in control no matter what unexpected expenses may arise.

  • BUYING POWER

    Increase your ability to purchase the things you need in life.

Steps to sign up

  1. Step 1:

    Log in to your account

  2. Step 2:

    In the main navigation, click “Services.”

  3. Step 3:

    Under “Account”, select the “Credit Limit Increase” option and follow the easy steps to submit your request.

Ready to get started?

LOG IN to your account

Or call Cardmember Service with the number on the back of your card.

Answers to the top questions

Your current Credit Limit, Line of Credit, or Revolving Credit Line can be found on the first page of your monthly statement in the Activity Summary box. You may also call Cardmember Service at the phone number listed on the back of your credit card.

Yes. It can impact your score because any time a credit limit increase is requested, a cardmember’s credit bureau may be pulled and reviewed in making the decision.

Credit usage is approximately 30% of your credit score. Your credit utilization rate compares your total balances (debt) to your total credit limits. Generally, the higher your credit utilization, the lower your credit score will be.

Learn more about credit at Smart Credit Matters - learn more about credit

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