Cash Rewards American Express® Card

Rewards

Earn Rewards

  • Earn 3% cash back on the first $6,000 annually in eligible net gas purchases at automated fuel dispensers and service stations and 1% thereafter.
  • Earn 2% cash back on eligible net purchases at supermarkets.
  • Earn 1% on all other eligible net purchases.1

Redeem Rewards2

Or call the number on the back of your card to reach Cardmember Service.

  • Redeem rewards for a statement credit or direct deposit into an eligible bank account.
  • Redemption starts at 2,500 points for $25 cash back.3

Service Benefits

24/7 U.S.-Based Customer Service

Our dedicated specialists are available 24/7 to assist you with any account questions.

Call the number on the back of your card.

Lost/Stolen Card Reporting

Our dedicated specialists are available 24/7 to assist you with a lost or stolen card. Call Cardmember Service immediately - available 24 hours a day.

Domestic: 1-800-558-3424
International (Collect): 701-461-1556

Fraud Protection

Our sophisticated fraud-monitoring tools look for abnormal spending patterns. If we see something unusual, we move fast to help keep your card and account information safe.

Your account is also protected with zero fraud liability4, which means you get reimbursed for 100% for any unauthorized use of your account. If you notice any charges you did not make, please notify us promptly by calling the number on the back of your card. Certain conditions and limitations may apply. Learn more - More information on fraud prevention.

Emergency Card Replacement and Cash Disbursement

Our 24/7 worldwide service allows you to quickly and easily get a replacement card sent to you and/or receive emergency cash at a convenient location.

Call the number on the back of your card.

EMV Chip Technology

All new cards are embedded with a microchip that adds an additional layer of security to your traditional magnetic stripe card. If your card does not have a microchip, you will get a chip-enabled card when your existing card expires.

The microchip turns your information into a unique code that is virtually impossible to duplicate when used at a chip-enabled terminal. If the merchant has a chip terminal, they will ask you to insert your card into the terminal and sign your name to verify your purchase. At merchants without chip terminals, swipe your card and sign your name as usual. Learn more - More information on EMV chip technology.

Card Benefits

For more information on any benefits, log into AmEx Connect - More information on card benefits or call 1-855-327-1424 (1-415-914-2953 for International)

Travel

  • Travel Discounts
    Enjoy discounts off the lowest, non-restricted rates; access to 18,000 participating properties; a range of special amenities and benefits at select properties, up to $100 off qualifying air + hotel package at 1,800 resorts at 150 destinations worldwide; and the lowest available fares on domestic and international airlines. Plus you get special fares and amenities on select sailings from major cruise lines, including up to $300 in shipboard credits and access to cruise specialists who can help you plan your trip.5
  • Airfare Guardian
    Book your travel through AmEx Connect - Book travel online. and we monitor prices to help you get the lowest airfare.5
  • Auto Rental Discounts
    Enjoy competitive rates and valuable savings with major car rental companies worldwide.6
  • Travel Accident Insurance
    Use your credit card to pay your train, plane, bus, or ship fare and automatically get Accidental Death and Dismemberment Insurance for you and your family. Travel Accident Insurance provides coverage up to $1,000,000. Certain terms, restrictions and exclusions may apply.5
  • Auto Rental Collision Damage Waiver
    Save money and enjoy peace of mind. Receive coverage, at no additional cost, for damage due to collision or theft when renting a car. Just charge your entire rental transaction to your card and decline the rental company's collision damage waiver. Certain terms, conditions and exclusions may apply.5, 6
  • Travel and Emergency Assistance Services
    Enjoy peace of mind when you travel internationally. We provide a hotline to help handle medical and legal emergencies for you and your covered companions. We can also help with pre-trip planning concerning passports, visas, and more. Certain exclusions, restrictions and limitations apply.5

Discounts and Special Access

  • Concierge Service
    You have access to a personal concierge service dedicated to making your life easier whether you are planning for a special occasion, or completing an everyday task. Here are some ways we can assist you:
    • Dining reservations
    • Special occasions: Gift recommendations and delivery, flower delivery and party planning
    • Personal services: Spa and salon appointments, housekeeping and pet services
    • Entertainment: Concerts, Broadway shows, sporting events and tee time reservations5
  • Entertainment Access
    Get early access to purchase millions of tickets for shows, sports and concerts nationwide, all year round. You can purchase presale tickets 7-10 days before the general public to special events, experiences, and offers when you use your Card.5
  • Amex Offers
    Turn everyday purchases into everyday rewards with Amex Offers. New offers are always being added, enroll your Card on CONNECT and also see newly added offers. See something you like? Simply click to add the offer to your Card, use that same Card to pay, and then enjoy the rewards in the form of a statement credit.

Protection

  • Extended Warranty
    Purchase with your card and double the original manufacturer's or U.S. store brand warranty, up to 12 months. Certain exclusions, restrictions, and limitations apply.5
  • Retail Protection
    Items you purchase with your card are covered in cases of loss or damage for 90 days after purchase. Coverage is limited to $1,000 per loss. Certain exclusions, restrictions and limitations apply.5
  • Return Protection
    Enjoy guaranteed product satisfaction on designated items you purchase with your card. If you try to return an eligible item within 90 days from when you purchase it and the merchant refuses to take it back, you will be refunded the full purchase price. Up to $300 per item, excluding shipping and handling, and up to a maximum of $1,000 annually. Certain terms, conditions and exclusions apply.5
  • Best Value Guarantee
    Get reimbursed for price differences on items you purchase with your card if an identical item is found for a lower price within 30 days of purchase.5

© 2018  Elan Financial Services |Security Standards

The creditor and issuer of this card is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc. or Mastercard International Incorporated.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

American Express is a federally registered service mark of American Express and is used by Elan Financial Services pursuant to license.

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1 Reward points are earned on eligible net purchases. Net purchases are purchases minus any credits posted to the account for returns during the billing cycle. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks.
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2 The Elan Rewards Program is subject to change. Points expire five years from the end of the calendar quarter in which they were earned. The account must be open and in good standing to earn and redeem rewards.
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3 Reward Points can be redeemed as a cash deposit to an eligible checking or savings account or as a statement credit to your credit card account.
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4 Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardmember must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
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5 Please review the guide to benefits that was mailed with your card for full details. You can contact Cardmember Service to confirm program eligibility or to request a copy of your guide to benefits. Benefit descriptions are intended to provide general information about the coverage made available to you by Elan Financial Services. Benefits vary by credit card product.
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6 Please refer to the guide to benefits for further details and to determine if the auto rental coverage is right for you.
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