Cash Rewards American Express® Card
Rewards
Earn Rewards
- Earn 3% cash back on the first $6,000 annually in eligible net gas purchases at automated fuel dispensers, service and electric vehicle charging stations and 1% thereafter.
- Earn 2% cash back on eligible net purchases at supermarkets.
- Earn 1% on all other eligible net purchases.1
Redeem Rewards2
To redeem rewards:
- Log in to Account Access.
- Select your Account, and within the top navigation select “Rewards & Benefits”.
- Click “Redeem rewards at Rewards Center” to reach the rewards center and start redeeming.
Or call the number on the back of your card to reach Cardmember Service.
- Redeem rewards for a statement credit or direct deposit into an eligible bank account.
- Redemption starts at 2,500 points for $25 cash back.3
Service Benefits
24/7 U.S.-Based Customer Service
Our dedicated specialists are available 24/7 to assist you with any account questions.
Call the number on the back of your card.
Lost/Stolen Card Reporting
Our dedicated specialists are available 24/7 to assist you with a lost or stolen card. Call Cardmember Service immediately - available 24 hours a day.
Consumer cards: 1-800-558-3424
Business cards: 1-866-552-8855
International (Collect): 701-461-1556
Fraud Protection
Our sophisticated fraud-monitoring tools look for abnormal spending patterns. If we see something unusual, we move fast to help keep your card and account information safe. We provide zero fraud liability4 for unauthorized transactions. If you notice any charges you did not make, please notify us promptly by calling the number on the back of your card. Certain conditions and limitations may apply. Learn more
Emergency Card Replacement and Cash Disbursement
Our 24/7 worldwide service allows you to quickly and easily get a replacement card sent to you and/or receive emergency cash at a convenient location.
Call the number on the back of your card.
Contactless Payments
Pay with a tap. Use your card for contactless payments wherever you see the Contactless Symbol and your payment is processed in seconds. You enjoy the same chip security whether you tap or insert your card. Cards are embedded with a microchip that adds an additional layer of security. If a terminal is not yet contactless-enabled you can insert or swipe your card as usual. Learn more
Card Benefits
For more information on any benefits, visit AmEx Connect - More information on card benefits or call 1-855-327-1424 (1-415-914-2953 for International)
View Cash Rewards American Express Guide to Benefits (PDF)
Certain terms, conditions and exclusions apply. Please refer to the Guide to Benefits for further details and full terms and conditions
Travel
- Auto Rental Discounts
Enjoy competitive rates and valuable savings with major car rental companies worldwide.5 - Travel Accident Insurance
Use your credit card to pay your train, plane, bus, or ship fare and automatically get Accidental Death and Dismemberment Insurance for you and your family. Travel Accident Insurance provides coverage up to $1,000,000. Certain terms, restrictions and exclusions may apply.6 - Auto Rental Collision Damage Waiver
Save money and enjoy peace of mind. Receive coverage, at no additional cost, for damage due to collision or theft when renting a car. Just charge your entire rental transaction to your card and decline the rental company's collision damage waiver. Certain terms, conditions and exclusions may apply.6, 5 - Travel and Emergency Assistance Services
Enjoy peace of mind when you travel internationally. We provide a hotline to help handle medical and legal emergencies for you and your covered companions. We can also help with pre-trip planning concerning passports, visas, and more. Certain exclusions, restrictions and limitations apply.6
Discounts and Special Access
- Concierge Service
You have access to a personal concierge service dedicated to making your life easier whether you are planning for a special occasion, or completing an everyday task. Here are some ways we can assist you:- Dining reservations
- Special occasions: Gift recommendations and delivery, flower delivery and party planning
- Personal services: Spa and salon appointments, housekeeping and pet services
- Entertainment: Concerts, Broadway shows, sporting events and tee time reservations6
- Entertainment Access
Get early access to purchase millions of tickets for shows, sports and concerts nationwide, all year round. You can purchase presale tickets 7-10 days before the general public to special events, experiences, and offers when you use your Card.6 - Amex Offers
Turn everyday purchases into everyday rewards with Amex Offers. New offers are always being added, enroll your Card on CONNECT and also see newly added offers. See something you like? Simply click to add the offer to your Card, use that same Card to pay, and then enjoy the rewards in the form of a statement credit.
Protection
- Extended Warranty
Purchase with your card and double the original manufacturer's or U.S. store brand warranty, up to 12 months. Certain exclusions, restrictions, and limitations apply.6 - Retail Protection
Items you purchase with your card are covered in cases of loss or damage for 90 days after purchase. Coverage is limited to $1,000 per loss. Certain exclusions, restrictions and limitations apply.6 - Return Protection
Enjoy guaranteed product satisfaction on designated items you purchase with your card. If you try to return an eligible item within 90 days from when you purchase it and the merchant refuses to take it back, you will be refunded the full purchase price. Up to $300 per item, excluding shipping and handling, and up to a maximum of $1,000 annually. Certain terms, conditions and exclusions apply.6 - Best Value Guarantee
Get reimbursed for price differences on items you purchase with your card if an identical item is found for a lower price within 30 days of purchase.6
© 2024 Elan Financial Services | Security Standards
The creditor and issuer of this card is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc. or Mastercard International Incorporated.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
American Express is a federally registered service mark of American Express and is used by Elan Financial Services pursuant to license.
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